Let EClark Group Appraisals, Inc. take care of your appraisal needsEach year, thousands of people in Ohio purchase, sell or refinance their home. A lot of these transactions consist of a simple line item for an appraisal. And even though there are a developing number of automated home valuation systems that may seem more economical than an appraisal, almost all lenders still call for a local expert because the stakes are so high. You might believe that obtaining a mortgage is the only reason you should get an appraisal, but there are additional instances when the services of a certified, independent real estate professional could be beneficial. 
Challenge your tax assessmentIt's likely you're paying too much in property taxes if you reside in an area where property values have depreciated. Property taxes are determined by a previous assessment of your real estate, so if prices are less than what they used to be in your area, you can appeal your assessment and save money. An appraisal from EClark Group Appraisals, Inc. is your best evidence when building your case. We can assist you in challenging your tax assessment. Getting rid of your PMI for mortgage paymentsPrivate Mortgage Insurance, or PMI, is a supplemental insurance policy that most lenders ask home owners to buy when the amount being loaned to the homebuyer is more than 80% of the actual value of the home. Since the added payment is usually bundled into the monthly mortgage payment, it is often forgotten. This is unfortunate because PMI is no longer required when the remaining balance of the loan - whether through market appreciation or principal pay down - falls below the 80% level. In fact, the United States Congress invoked a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to dismiss the PMI installments when the loan-to-value ratio conditions have been met. EClark Group Appraisals, Inc. can produce a statement regarding the value of your home, and the cost of the home valuation can usually be offset in just a few months because you'll no longer be paying the PMI. Order your appraisal from EClark Group Appraisals, Inc. today Order todayGet a fair valuation on a home for divorce settlementsA divorce is often complicated by the challenging decision of who gets the property, and it can be a very traumatic event for both parties. So both parties are completely aware of the true market value of their home, it's a good idea to order an appraisal from EClark Group Appraisals, Inc., regardless of the situation. The parties will have a a good idea of what price to set, if they wish to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment. Ascertain a fair and accurate valuation for estate liquidationLosing a loved one is a difficult time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Fair Market Value for the residential property involved. We guarantee the fullest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP). Most Americans do not have dedicated estate planners or executors to take care of these matters, unlike many wealthy individuals. A home or other property often makes up an uneven share of the total estate value, so knowing the true worth of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've gotten an honest deal. Relocate to or from Montgomery County through an employee relocation programWe know the stress involved with an employee relocation. That's why we take great care in establishing a convenient appointment time for the appraisal inspection. We encourage relocating employees to provide input on the positive characteristics of their property, along with information regarding any new sales or listings in their area that they want considered during our intensive inspection. Sell your home quickly — for the right priceA professional appraisal can help you make a more informed decision when determining your selling price, whether you decide to sell your home on your own or use the assistance of a real estate agent. An appraiser has no vested interest in what amount the house sells for, unlike real estate agents. Our fees aren't related to the sales price, but rather they are based on our efforts to finish the appraisal report. We analyze the difference in value items like an extra bathroom or a kitchen remodel can make on a daily basis. Seeking a professional appraisal is a trusted way to decide what improvements will add value and what an appropriate sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time, because we're experts in knowing how long homes are one the market. 
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