Attention homeowners: Real estate appraisal services for in Miamisburg and Montgomery County![]() The top reasons OH homeowners order from EClark Group Appraisals, Inc.:
Need help deciding the price of your home in or near Miamisburg, OH?
At EClark Group Appraisals, Inc., we understand the unique needs of a consumer in need of appraisal services. Our customary business clients understand the appraisal process and the customary "products" we deliver to them. As our valued client, you can expect extra guidance and explanations through the appraisal process to better understand what we do and how we report our findings. Pre-listing Services/For Sale By Owner (FSBO)Since you have an emotional attachment to your house, it's often very hard to be objective about it. Our professional appraisers at EClark Group Appraisals, Inc. are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic price to sell at so your house will attract interested buyers, a professional appraisal is very valuable as a negotiating tool once you have an interested buyer. It's something tangible to show your buyer. It's an independent third party's opinion of your house's price, and not just you saying how much your house is worth. Interested buyers know that you have an emotional attachment to your house and will be far more likely to give credibility to a seasoned appraiser's value report than yours. Need to remove PMI?PMI stands for Private Mortgage Insurance. A preferred way to save money for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your house. In most cases you can apply to your lender to have the PMI canceled from your loan. EClark Group Appraisals, Inc. is seasoned in helping customers just like you remove undesirable PMI insurance. Challenging Montgomery county's assessment of your propertyIf you live in a region that is declining or is not appreciating as much as other homes close by, your local tax assessor may have your home overvalued. That only means you are paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better off you'll be. When challenging your property tax assessment, getting an appraisal from EClark Group Appraisals, Inc. is your #1 weapon. Recently got a freeze your HELOC?Even if your specific property has not declined in value, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area. This can this be disadvantageous from a cash flow standpoint, and negative on your credit score since it may appear as though that credit line is maxed out. EClark Group Appraisals, Inc. can help you reinstate your home equity line of credit with efficient appraisal. Do You Need Field and Desktop Appraisal Review Services?Would you wish a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you need a seasoned expert to double-check your appraisal for efficiency? We can go out and check the subject and comps in a field review. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can using online data sources as well as our own files. We can also provide you with a a retrospective review of any appraisal report you may have had in the past. Even though this is usually requested by banks, you may need to exploit this service if you suspect mortgage fraud related to your home. |